All plans include AI-powered benefits nudges, analytics, and same-day setup. No contracts, cancel anytime.
| Feature | Freelancer | Micro Business | SMB HR | Enterprise |
|---|---|---|---|---|
| AI benefits nudges | ✓ | ✓ | ✓ | ✓ |
| FSA / HSA expiration alerts | ✓ | ✓ | ✓ | ✓ |
| Email nudge delivery | ✓ | ✓ | ✓ | ✓ |
| Team member roster | – | Up to 49 | Up to 500 | Unlimited |
| HR admin dashboard | – | ✓ | ✓ | ✓ |
| Utilization analytics | Personal | Team | Team + open enrollment | Full reporting |
| Bulk nudge scheduling | – | ✓ | ✓ | ✓ |
| Open enrollment nudges | – | – | ✓ | ✓ |
| Roster data sync | – | CSV upload | CSV upload | Custom integrations |
| Dedicated onboarding | – | – | – | ✓ |
| Support | Priority email | SLA-backed | Dedicated manager | |
| Employee self-service portal | – | ✓ | ✓ | ✓ |
| Benefits Coach AI (ask benefits questions) | ✓ | ✓ | ✓ | ✓ |
| In-network provider lookup Coming Soon | – | – | – | – |
| Life-event triggers Coming Soon | – | – | – | – |
| Behavioral personalization Coming Soon | – | – | – | – |
| White-label portal Coming Soon | – | – | – | – |
Trusted by HR teams and freelancers
"We had $14,000 in FSA balances expire last year. This year, NudgeWell reminded every employee with a balance — the utilization jump was visible within 60 days."
Jamie R.
HR Director, 28-person firm
"Setup took 45 minutes. Next morning employees started getting nudges. I didn't have to do anything else — the AI handles the personalization."
Sarah M.
Office Manager, 12-person team
"As a freelancer on a marketplace plan, I had no idea my FSA could roll over. NudgeWell caught it with 6 weeks to go — saved me over $800."
Derek K.
Freelance developer, marketplace plan
SOC 2
Type II Certified
256-bit Encryption
Data in transit & at rest
HIPAA Aware
PHI not collected or stored
GDPR Compliant
EU data standards