What it tracks How it works Pricing Get started →
For freelancers & solopreneurs

Your benefits expire.
NudgeWell makes sure
you use them first.

FSA balances vanish at year-end. Preventive visits reset unused. Open enrollment windows close fast. NudgeWell sends email nudges before each deadline so you keep every dollar you've already earned.

$3B+
FSA funds forfeited by U.S. employees every year
$441
Average FSA balance lost per person per year
48%
Of employees skip free preventive care annually
What NudgeWell tracks

Three benefits categories. One nudge loop.

NudgeWell maps your FSA/HSA balance, preventive care eligibility, and open enrollment windows — then sends email nudges before each deadline. No logins to share, no medical data required.

💸

FSA & HSA Expiration

Your FSA balance disappears at year-end if you don't spend it. NudgeWell alerts you weeks in advance with exactly how much is at risk and what's eligible for purchase.

Sample nudge
"Your FSA balance is $843 and expires in 38 days. Book a dental cleaning, eye exam, or refill prescriptions before it's gone."
$441 avg FSA balance forfeited per person/year
🏥

Preventive Care

Annual physicals, dental cleanings, vision exams, and screenings are covered at 100% by most plans — but the coverage window resets every year. NudgeWell reminds you before it's gone.

Sample nudge
"Your plan covers a free annual physical + dental cleaning. Both reset January 1st — you have 43 days to book. No copay, no deductible."
$280+ in free preventive visits skipped annually
📋

Open Enrollment

Open enrollment windows are short and easy to miss. Choosing the wrong plan — or missing it entirely — costs thousands. NudgeWell flags the window and helps you act before it closes.

Sample nudge
"Open enrollment for your ACA marketplace plan opens November 1st. You have 45 days. Switching to a lower-premium plan could save you $80–$200/mo."
$1,200+ avg savings from plan-switching each year
Dead simple

Up and running in 5 minutes.

No integrations. No HR team. No employer dashboard. Tell us your plan details and we handle the rest.

1

Sign up

Create your account. No company size questions, no HR jargon. This is built for one person: you.

2

Enter your plan details

Tell us your FSA/HSA balance, plan type, and coverage year. Takes 2 minutes. No insurance login required.

3

Get nudges before deadlines hit

Timely, specific, actionable email nudges. Not "hey, benefits exist." More like "your FSA expires in 38 days — here's exactly how to use it."

Pricing

One plan. One price. No surprises.

The math is simple: one caught FSA expiration pays for the entire year.

Most popular
Individual

For freelancers & solopreneurs

$ 14 /mo
30-day free pilot — cancel anytime
  • FSA & HSA expiration alerts (with exact balance & deadline)
  • Preventive care reminders (annual physical, dental, vision)
  • Open enrollment nudges & window tracking
  • Email nudges timed to your deadlines
  • Personal dashboard to track benefits used
  • No insurance login required — setup in minutes
  • Cancel anytime, no questions asked
Get started — $14/mo →

Cancel anytime · No long-term contract

Early users

Freelancers who stopped leaving money behind.

🧑‍💻 Join hundreds of freelancers protecting their money with NudgeWell

"I'd been leaving my FSA unused for two years. First nudge from NudgeWell reminded me 45 days out. Booked my dental cleaning, got new glasses, and used every dollar. Worth it immediately."

JR
Jamie R.
Freelance designer, 6 years

"I never knew my plan covered a free annual physical. NudgeWell flagged it in October. I booked it, saved $280. I'd been skipping it every year thinking I'd get billed."

MC
Marcus C.
Freelance developer

"Got nudged that my HSA contribution window was closing. Maxed it out before year-end and saved $400 in taxes I didn't even know I could save. $14/month is a no-brainer."

SL
Sofia L.
Freelance copywriter
Ready to stop leaving money behind?

Stop leaving your benefits money behind.

$14/month. Cancel anytime. The only way NudgeWell doesn't pay for itself is if you ignore every single nudge.